These Terms of Service ("Terms") govern your access to and use of the TitanLoan mobile application (the "App"), provided by JADS SERVICES PRIVATE LIMITED ("we," "us," "our," or "Company"). By accessing or using the App, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with these Terms, please do not use the App.
TitanLoan is a loan service app operated by JADS SERVICES PRIVATE LIMITED, a Non-Banking Financial Company (NBFC) registered in India. As an NBFC, JADS SERVICES PRIVATE LIMITED is authorized and certified to act as a loan provider in accordance with Indian law. The Company has granted TitanLoan the rights to offer loan services on its behalf.
The TitanLoan platform (the "Platform") is responsible for facilitating the loan process on behalf of the Lender. This includes the loan application, approval, disbursement, and repayment processes. By using the Platform, you acknowledge that all loan services are provided under the authorization of JADS SERVICES PRIVATE LIMITED.
JADS SERVICES PRIVATE LIMITED is incorporated under the laws of India with the Corporate Identification Number (CIN) U74899DL1979PTC009570. Our registered office is located at 108 Ansal Bhawan, 16 Kasturba Gandhi Marg, New Delhi, Delhi, India - 110001. For more information about us, please visit our official website at www.jadsservices.com.
By using the App, you confirm that you have read, understood, and agreed to these Terms. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting on the App. Your continued use of the App following any changes indicates your acceptance of the new Terms.
To use TitanLoan, you must be at least 18 years old and a resident of India. You must also provide accurate and complete information when applying for a loan.
Loan Limit：₹1,000-100,000
Term：90 days
Daily Interest rate: 0.05%
When you apply for a loan through TitanLoan, you agree to provide accurate, complete, and truthful information. We reserve the right to verify this information and may request additional documentation.
You must provide accurate, complete, and truthful information in your loan application. This includes, but is not limited to, personal identification details, financial information, income sources, employment status, and any other relevant data required to assess your loan application.
We use your PAN card and Aadhaar card to confirm your identity. These documents will be used to verify your personal information and ensure that it matches the details provided in your application.
You are responsible for ensuring that all information provided in your application is up-to-date and accurate. Any misrepresentation or omission of information may result in rejection of your application, cancellation of your loan, or legal consequences.
You must notify TitanLoan immediately of any changes to the information provided in your application, such as changes in employment status, contact details, or financial situation. Failure to update your information may impact the status of your loan or result in other consequences.
Providing false, misleading, or incomplete information may constitute a breach of these Terms of Use and may result in legal action, financial penalties, or other remedies available to us under applicable laws.
Loan approval is based on a thorough review of your application, including verification of your PAN card and Aadhaar card, credit history, and financial status. We assess your ability to repay the loan and the associated risks.
If your application meets our criteria and passes our review process, you will receive a loan offer detailing the amount, interest rate, repayment terms, and any fees.
Once you accept the loan offer, funds will be transferred to the bank account you provided in your application. The disbursement typically occurs within 7 business days, subject to completion of all required verifications.
TitanLoan charges an interest rate of 0.05% per day. Additional fees may apply as detailed in your loan agreement. Please review the terms carefully before accepting a loan offer.
You agree to repay the loan in full according to the repayment schedule specified in your loan agreement. The schedule will outline the frequency of payments, the amount due for each payment, and the total repayment term. It is important to adhere to this schedule to ensure timely repayment of the loan.
Each payment must be made by the due date specified in your loan agreement. Payments should be made using the methods provided by TitanLoan, and you are responsible for ensuring that payments are completed on time and for the full amount due.
Failure to make timely payments may result in additional fees or penalties as specified in your loan agreement. These fees may include late payment charges or other costs associated with the delay.
Timely repayment is crucial to maintaining a good credit history. Failure to make payments on time may lead to a negative impact on your credit score. This could affect your ability to obtain credit in the future and may result in increased borrowing costs.
In the event of continued non-payment or default, TitanLoan reserves the right to take appropriate actions to recover the outstanding amount. This may include pursuing legal remedies, reporting the default to credit bureaus, and other measures as allowed by law.
If you anticipate difficulty in making a payment or need to discuss your repayment schedule, please contact TitanLoan’s customer support team as soon as possible. We may be able to provide assistance or discuss options for adjusting your repayment terms.
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately if you suspect any unauthorized use of your account.
We reserve the right to suspend or terminate your access to TitanLoan if you breach these Terms of Use or if required by law. You may also terminate your account by contacting our support team.
To the fullest extent permitted by law, TitanLoan is not liable for any indirect, incidental, special, or consequential damages arising from your use of the app or your loan.
We may update these Terms of Use from time to time. Changes will be effective upon posting the updated terms on the app. Your continued use of TitanLoan constitutes acceptance of the revised terms.